Tag: bank

NY Empire State Index definition explanation

What is NY Empire State Index?
A seasonally-adjusted index that tracks the results of the Empire State Manufacturing Survey. The survey is distributed to roughly 175 manufacturing executives and asks questions intended to gauge both the current sentiment of the executives and their six-month outlook on the sector. Read more for examples and further explanation including related video clips and also comments
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Flow Of Funds – FOF definition explanation

What is Flow Of Funds – FOF?
A set of accounts that is used to follow the flow of money within various sectors of an economy. Specifically, the account analyzes economic data on borrowing, lending and investment throughout sectors like households, businesses and farms. Read more for examples and further explanation including related video clips and also comments
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Claused Bill Of Lading definition explanation

What is Claused Bill Of Lading?
A bill of lading that shows a shortfall or damage in the delivered goods. Typically, if the shipped products deviate from the delivery specifications or expected quality, the receiver may declare a claused bill of lading.

Also known as a “”dirty bill of lading”” or “”foul bill of lading.”” Read more for examples and further explanation including related video clips and also comments
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Inflation Targeting definition explanation

What is Inflation Targeting?
A central banking policy that revolves around meeting preset, publicly displayed targets for the annual rate of inflation. The benchmark used for inflation targeting is typically a price index of a basket of consumer goods, such as the Consumer Price Index (CPI) in the United States.

Along with inflation target rates and calendar dates to be used as performance measures, an inflation targeting policy may also have established steps that are to be taken depending on how much the actual inflation rate varies from the targeted level, such as cutting lending rates or adding liquidity to the economy. Read more for examples and further explanation including related video clips and also comments
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Offering Price definition explanation

What is Offering Price?
The price at which publicly issued securities are made available for purchase by the investment bank underwriting the issue. A security’s offering price includes the underwriter’s fee and any management fees applicable to the issue. Read more for examples and further explanation including related video clips and also comments
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Derivatives Time Bomb definition explanation

What is Derivatives Time Bomb?
A possibile situation where the financial markets plunge into chaos if the massive derivatives positions owned by hedge funds and the large banks were to move against those parties.

Institutional investors have increasingly used derivatives to either hedge their existing positions, or to speculate on given markets or commodities. The growing popularity of these instruments is both good and bad because although derivatives can be used to mitigate portfolio risk. Institutions that are highly leveraged can suffer huge losses if their positions move against them. Read more for examples and further explanation including related video clips and also comments
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Securities Investor Protection Corporation – SIPC definition explanation

What is Securities Investor Protection Corporation – SIPC?
A nonprofit corporation created by an act of Congress to protect the clients of brokerage firms that are forced into bankruptcy. Members to the SIPC include all brokers and dealers registered under the Securities Exchange Act of 1934, all members of securities exchanges and most NASD members. Read more for examples and further explanation including related video clips and also comments
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U.S. Treasury definition explanation

What is U.S. Treasury?
Created in 1798, the United States Department of the Treasury is the government (Cabinet) department responsible for issuing all Treasury bonds, notes and bills. Some of the government branches operating under the U.S. Treasury umbrella include the IRS, U.S. Mint, Bureau of the Public Debt, and the Alcohol and Tobacco Tax Bureau. Read more for examples and further explanation including related video clips and also comments
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Re-Offer Price definition explanation

What is Re-Offer Price?
A price at which the underwriting syndicate of a debt issue resells the bonds to public investors. The syndicate will purchase the bonds for a specified amount from the issuing firm and re-offer the bonds to the public, usually at a different price. Read more for examples and further explanation including related video clips and also comments
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