Tag: funds

Total Return Index definition explanation

What is Total Return Index?
A type of equity index that tracks both the capital gains of a group of stocks over time, and assumes that any cash distributions, such as dividends, are reinvested back into the index. Looking at an index’s total return displays a more accurate representation of the index’s performance. By assuming dividends are reinvested, you effectively have accounted for stocks in an index that do not issue dividends and instead, reinvest their earnings within the underlying company. Read more for examples and further explanation including related video clips and also comments
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Security Deposit definition explanation

What is Security Deposit?
A monetary deposit given to a lender, seller or landlord as proof of intent. Security deposits can be either refundable or nonrefundable, depending on the terms of the transaction. As the name implies, the deposit is intended as a measure of security for the recipient. Read more for examples and further explanation including related video clips and also comments
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Registered Pension Plan – RPP definition explanation

What is Registered Pension Plan – RPP?
A form of a trust that provides pension benefits for an employee of a company upon retirement. RPPs are registered with the Canada Revenue Agency. The employee and employer, or just the employer make contributions to this retirement plan until the employee leaves the company or retires. Read more for examples and further explanation including related video clips and also comments
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Value Fund definition explanation

What is Value Fund?
A stock mutual fund that primarily holds stocks that are deemed to be undervalued in price and that are likely to pay dividends. Value funds are one of three main mutual fund types; the other two are growth and blend (a mix of value and growth stocks) funds. Read more for examples and further explanation including related video clips and also comments
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Load-Waived Funds definition explanation

What is Load-Waived Funds?
A share class of a mutual fund that does not require its investors to pay fees (such as front-end loads). Owning shares in a load-waived fund is a benefit to investors because it allows them to retain all of their investment’s return instead of losing a portion of it to fees. In most cases, mutual fund companies will limit the number of load-waived funds available to only certain investors. Read more for examples and further explanation including related video clips and also comments
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